KNOWRISK Consulting

Portfolio construction is often framed as a question of what assets to include. But that is only half the story. The other half is how we define risk, and what changes when we optimise through different risk lenses. In this presentation, I ask a simple question: If we are comfortable with a benchmark portfolio’s return and volatility, how much more return might be available at the same level of risk when risk is measured differently? The starting point is the average net ret

By : Peter Urbani Peter Urbani, from KnowRisk Consulting, has been looking at the retirement projection calculators offered by KiwiSaver providers and other institutions, and said they differed significantly. “If you put the same inputs into 13 different KiwiSaver calculators ranging from Sorted to the banks and asset managers you get 14 different results.” Using the example of a 35-year-old earning $75,000 a year with a current balance of $25,000 and contributions of 3.5%, c

With the critical importance of ensuring supplemental retirement savings (KiwiSaver) balances are sufficient to fund most New Zealanders in retirement, the online KiwiSaver calculator tools take on a new importance for the average saver. More importantly, the current calculators do not do an adequate job of revealing likely KiwiSaver survival probabilities (of not running out of savings ) at higher confidence levels. This is because the straight-line method used, is guilty